Jeff Atkinson, Commercial Loan Officer Clinton Main Office 122 Main Avenue, Clinton, IA 52732 Phone: 563-242-9111 ext. 635                  Fax: 563-242-9197 Email:  jatkinson@sterlingfederal.com NMLS#461018  Jeff has been a loan officer with Sterling Federal Bank for 10 years, and has over 17 years of lending experience.  Whether it is the purchase of a home, rental property, commercial real estate, business equipment or a vehicle, Jeff can meet your borrowing needs and help you realize your financial goals.
	Lloyd Henry, Loan Officer-Office Manager Rock Falls Branch 821 First Avenue, Rock Falls, IL 61071 Phone:    815-626-0614                         Voicemail: 815-622-3413 Fax:  815-626-8247                                Email: lhenry@sterlingfederal.com NMLS#461015   I have been with Sterling Federal Bank since 1980 and have 30 years experience in Real Estate Lending.  My office is located in our Rock Falls Branch, where I serve as Loan Officer and Branch Manager. My real estate lending experience includes purchases, equity loans, construction loans, refinancing and home improvement loans.  We offer in-house loan products, as well as secondary market, Rural Development, and Tri County Loans. A recent addition is a Reverse Mortgage Product. I am also experienced in auto, truck and recreational vehicle loans.  If local servicing and personal contact is an important issue to you, please contact me
	Deb Ketelsen, Loan Officer Clinton 7th Avenue 247 7th Avenue South, Clinton, IA 52732 Phone: 563-242-9111 ext. 251              Fax: 563-242-9919 Email:  dketelsen@sterlingfederal.com NMLS#461020   Deb has been a loan officer with Sterling Federal for over 10 years with over 20 years lending experience.  Her knowledge and expertise in mortgage and consumer lending can help make your dreams a reality.
	Diane Metzler, Loan Officer Sterling Main Office 110 East 4th Street, Sterling, IL 61081 Phone:    815-626-0614                         Voicemail: 815-622-3368 Fax: 815-626-8758                 Email:  dmetzler@sterlingfederal.com NMLS#461014   Diane Metzler has recently transferred from Sterling Federal’s main office to our Dixon South location.  Utilizing her accounting background, she will make a logical and friendly decision in determining the best choice for your consumer or mortgage needs.
	Linda Murray, Loan Officer Sterling Main Office 110 East 4th Street, Sterling, IL 61081 Phone:    815-626-0614                         Voicemail: 815-622-3369 Fax: 815-626-8758                 Email:  lmurray@sterlingfederal.com NMLS#461013   I have been assisting customers at Sterling Federal with mortgage and consumer loans since 2004.  As a Mortgage Loan Officer I pride myself on my ability to give my customers the best lending solution to meet their needs.  My goal is to deliver a fast, easy mortgage experience for my customers. I reside in Rock Falls with my husband and children.  I am very active in my church, community, and I serve as Treasurer for the Rock Falls Athletic Boosters.  I especially enjoy my children and grandchildren’s school activities.  I look forward to working with you!
	Darlene Smith, Branch Manger-Loan Officer Morrison Branch 410 East Lincolnway, Morrison, IL 61270 Phone: 815-772-7256                            Fax: 815-772-3161 Email:   dsmith@sterlingfederal.com   I have lived in Morrison since 1977 and worked for the bank since 1983 as a teller, customer service representative, and currently Branch Manager/Loan Officer. I am active in the community serving on the Morrison Chamber Board, member of the Hospital Auxiliary, and long time Sunday school teacher.  My goal is to give each customer the best possible service and help them understand the mortgage process. I have been doing mortgage and consumer lending since 1991.  I have experience in many types of financing programs, and work closely with local realty and law offices